KIWI UPI RuPay Credit Card on School & college fees

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on School & college fees, the same as most other spends.

On School & college fees

0.5%

Other spends

1.5%

Rank for School & college fees

#56 of 149

Annual fee

Free

What to know before you pay on School & college fees

How it works

1.5% is for scan-and-pay UPI at shops (6 Kiwis per ₹100). Online payments, which is how you pay these apps and sites, earn 0.5%. Telecom and utility bills earn nothing.

Caps & rules

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024.
1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500.
Monthly Kiwis capped at 1% of your credit limit.
RuPay card issued by YES Bank, used through the Kiwi app.
Lifetime free.

Reward limits

1.5% on UPI Scan & Pay (5% with Kiwi Neon): No limit

No rewards on

Fuel, telecom and utility bills, government, rent-type and other excluded MCCs listed in Kiwi's rewards policy; refunded transactions

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for School & college fees

Cards that earn more on School & college fees

#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes

3.33%
Apply now
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes

3.33%
Apply now
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes

3%
Apply now

Where else the KIWI UPI RuPay Credit Card earns more

AJIO 0.5% Air India 0.5% Akasa Air 0.5% Amazon 0.5% Apollo 24|7 0.5% BigBasket 0.5% Blinkit 0.5% BookMyShow 0.5%

Questions

Does the KIWI UPI RuPay Credit Card give rewards on School & college fees?

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on School & college fees, the same as most other spends.

Is there a limit on KIWI UPI RuPay Credit Card rewards?

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024. 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500. Monthly Kiwis capped at 1% of your credit limit. RuPay card issued by YES Bank, used through the Kiwi app. Lifetime free.

Which credit card is best for School & college fees?

HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The KIWI UPI RuPay Credit Card ranks #56 of 149 cards we compared, by what each returns after caps.