Ixigo AU Credit Card on Electricity bills
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on Electricity bills, the same as most other spends.
On Electricity bills
1%
Other spends
2.5%
Rank for Electricity bills
#52 of 149
Annual fee
Free
What to know before you pay on Electricity bills
How it works
Bills/telecom 1 point per ₹100 = 1%. Flights/hotels on ixigo get 10% off as a discount.
Caps & rules
- 5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point.
- Points capped at 10,000 a month.
- 5,000 bonus points on ₹75,000 spend per quarter.
- Utilities, telecom and insurance earn 1 point per ₹100.
- 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300).
- 0% forex markup on the Visa variant.
- Lifetime free.
Reward limits
- 5 points per ₹200 on all spends: No limit
- Points on insurance: max 100 points per transaction
No rewards on
Fuel, EMI, government and tax payments, rent via third-party apps, wallet loads, jewellery, cash advances, international spends
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the Ixigo AU Credit Card earns more
Questions
Does the Ixigo AU Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on Electricity bills, the same as most other spends.
Is there a limit on Ixigo AU Credit Card rewards?
5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point. Points capped at 10,000 a month. 5,000 bonus points on ₹75,000 spend per quarter. Utilities, telecom and insurance earn 1 point per ₹100. 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300). 0% forex markup on the Visa variant. Lifetime free.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Ixigo AU Credit Card ranks #52 of 149 cards we compared, by what each returns after caps.