Ixigo AU Credit Card on Insurance premiums
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on Insurance premiums, the same as most other spends.
On Insurance premiums
1%
Other spends
2.5%
Rank for Insurance premiums
#34 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Bills/telecom 1 point per ₹100 = 1%. Flights/hotels on ixigo get 10% off as a discount.
Caps & rules
- 5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point.
- Points capped at 10,000 a month.
- 5,000 bonus points on ₹75,000 spend per quarter.
- Utilities, telecom and insurance earn 1 point per ₹100.
- 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300).
- 0% forex markup on the Visa variant.
- Lifetime free.
Reward limits
- 5 points per ₹200 on all spends: No limit
- Points on insurance: max 100 points per transaction
No rewards on
Fuel, EMI, government and tax payments, rent via third-party apps, wallet loads, jewellery, cash advances, international spends
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the Ixigo AU Credit Card earns more
Questions
Does the Ixigo AU Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on Insurance premiums, the same as most other spends.
Is there a limit on Ixigo AU Credit Card rewards?
5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point. Points capped at 10,000 a month. 5,000 bonus points on ₹75,000 spend per quarter. Utilities, telecom and insurance earn 1 point per ₹100. 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300). 0% forex markup on the Visa variant. Lifetime free.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Ixigo AU Credit Card ranks #34 of 149 cards we compared, by what each returns after caps.