Ixigo AU Credit Card on PhonePe
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on PhonePe, the same as most other spends.
On PhonePe
1%
Other spends
2.5%
Rank for PhonePe
#29 of 149
Annual fee
Free
What to know before you pay on PhonePe
How it works
Bills/telecom 1 point per ₹100 = 1%. Flights/hotels on ixigo get 10% off as a discount.
Caps & rules
- 5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point.
- Points capped at 10,000 a month.
- 5,000 bonus points on ₹75,000 spend per quarter.
- Utilities, telecom and insurance earn 1 point per ₹100.
- 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300).
- 0% forex markup on the Visa variant.
- Lifetime free.
Reward limits
- 5 points per ₹200 on all spends: No limit
- Points on insurance: max 100 points per transaction
No rewards on
Fuel, EMI, government and tax payments, rent via third-party apps, wallet loads, jewellery, cash advances, international spends
Checked 2026-10-11 · Bank terms
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Where else the Ixigo AU Credit Card earns more
Questions
Does the Ixigo AU Credit Card give rewards on PhonePe?
Yes, but only its standard rate: the Ixigo AU Credit Card gives 1% back on PhonePe, the same as most other spends.
Is there a limit on Ixigo AU Credit Card rewards?
5 points per ₹200 on online, offline and RuPay UPI spends = 2.5% at ₹1 per point. Points capped at 10,000 a month. 5,000 bonus points on ₹75,000 spend per quarter. Utilities, telecom and insurance earn 1 point per ₹100. 10% off ixigo flights and hotels (up to ₹3,000 a month each) and buses (up to ₹300). 0% forex markup on the Visa variant. Lifetime free.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The Ixigo AU Credit Card ranks #29 of 149 cards we compared.