Platinum Maxima Credit Card on Electricity bills

Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Electricity bills directly, compared with 0.5% on its other spends.

On Electricity bills

2.5%

Other spends

0.5%

Rank for Electricity bills

#18 of 149

Annual fee

₹2,000 + Taxes

What to know before you pay on Electricity bills

Cap on Electricity bills

Max ₹250 a month (1,000 points)

How it works

2.5% (10 points per ₹100) on dining, entertainment, grocery and international spends, up to 1,000 points a month; 0.5% elsewhere.

Caps & rules

2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month.
10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend.
₹2,500 fee.
₹99 + GST per redemption.

Reward limits

10 points per ₹100 on dining, entertainment, grocery, international: max 1,000 points per month

No rewards on

Fuel, rent, wallet loads, government payments, EMI

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for Electricity bills

Cards that earn more on Electricity bills

#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month

10%
Apply now
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
Apply now
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle

5%
Apply now

Where else the Platinum Maxima Credit Card earns more

BigBasket 2.5% Blinkit 2.5% BookMyShow 2.5% Dining out 2.5% JioMart 2.5% PVR INOX 2.5% Swiggy 2.5% Swiggy Instamart 2.5%

Questions

Does the Platinum Maxima Credit Card give rewards on Electricity bills?

Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Electricity bills directly, compared with 0.5% on its other spends.

Is there a limit on Platinum Maxima Credit Card rewards?

2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month. 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend. ₹2,500 fee. ₹99 + GST per redemption.

Which credit card is best for Electricity bills?

PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Platinum Maxima Credit Card ranks #18 of 149 cards we compared, by what each returns after caps.