Platinum Maxima Credit Card on Dining out
Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
On Dining out
2.5%
Other spends
0.5%
Rank for Dining out
#32 of 149
Annual fee
₹2,000 + Taxes
What to know before you pay on Dining out
Cap on Dining out
Max ₹250 a month (1,000 points)
How it works
2.5% (10 points per ₹100) on dining, entertainment, grocery and international spends, up to 1,000 points a month; 0.5% elsewhere.
Caps & rules
- 2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month.
- 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend.
- ₹2,500 fee.
- ₹99 + GST per redemption.
Reward limits
- 10 points per ₹100 on dining, entertainment, grocery, international: max 1,000 points per month
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the Platinum Maxima Credit Card earns more
Questions
Does the Platinum Maxima Credit Card give rewards on Dining out?
Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
Is there a limit on Platinum Maxima Credit Card rewards?
2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month. 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend. ₹2,500 fee. ₹99 + GST per redemption.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The Platinum Maxima Credit Card ranks #32 of 149 cards we compared, by what each returns after caps.