Platinum Maxima Credit Card on Swiggy Instamart
Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.5% on its other spends.
On Swiggy Instamart
2.5%
Other spends
0.5%
Rank for Swiggy Instamart
#28 of 149
Annual fee
₹2,000 + Taxes
What to know before you pay on Swiggy Instamart
Cap on Swiggy Instamart
Max ₹250 a month (1,000 points)
How it works
2.5% (10 points per ₹100) on dining, entertainment, grocery and international spends, up to 1,000 points a month; 0.5% elsewhere.
Caps & rules
- 2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month.
- 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend.
- ₹2,500 fee.
- ₹99 + GST per redemption.
Reward limits
- 10 points per ₹100 on dining, entertainment, grocery, international: max 1,000 points per month
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Swiggy Instamart
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
10%
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Where else the Platinum Maxima Credit Card earns more
Questions
Does the Platinum Maxima Credit Card give rewards on Swiggy Instamart?
Yes. The Platinum Maxima Credit Card gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.5% on its other spends.
Is there a limit on Platinum Maxima Credit Card rewards?
2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month. 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend. ₹2,500 fee. ₹99 + GST per redemption.
Which credit card is best for Swiggy Instamart?
Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The Platinum Maxima Credit Card ranks #28 of 149 cards we compared.