Google Pay Flex SBI Card on Google Pay
Yes, but only its standard rate: the Google Pay Flex SBI Card gives 0.4% back on Google Pay, the same as most other spends.
On Google Pay
0.4%
Other spends
0.4%
Rank for Google Pay
#96 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Google Pay
How it works
0.4% normally (2 Stars per ₹500), rising to 0.8% once you spend ₹15,000 in a month and 1.6% at ₹30,000. Earns on fuel too. Stars are worth ₹1 as cashback on UPI payments in Google Pay.
Caps & rules
- 2 Stars per ₹500 spent cumulatively (if you spent ₹100+ the previous cycle), 1 per ₹500 otherwise.
- Up to 4X on reaching ₹15,000 in a month and up to 8X at ₹30,000.
- Capped at 18,000 Stars a year.
- 1 Star = ₹1, redeemed as instant cashback on Google Pay UPI payments or vouchers.
- ₹499 fee waived at ₹1 Lakh annual spend.
Reward limits
- Stars on all spends: max 18,000 Stars per year
No rewards on
SBI Card standard exclusions; fuel does earn Stars
Checked 2026-10-11 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
6.67%
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#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle
5%
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Questions
Does the Google Pay Flex SBI Card give rewards on Google Pay?
Yes, but only its standard rate: the Google Pay Flex SBI Card gives 0.4% back on Google Pay, the same as most other spends.
Is there a limit on Google Pay Flex SBI Card rewards?
2 Stars per ₹500 spent cumulatively (if you spent ₹100+ the previous cycle), 1 per ₹500 otherwise. Up to 4X on reaching ₹15,000 in a month and up to 8X at ₹30,000. Capped at 18,000 Stars a year. 1 Star = ₹1, redeemed as instant cashback on Google Pay UPI payments or vouchers. ₹499 fee waived at ₹1 Lakh annual spend.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The Google Pay Flex SBI Card ranks #96 of 149 cards we compared.