IDFC FIRST Hello Cashback Credit Card on Google Pay
No. The IDFC FIRST Hello Cashback Credit Card earns no rewards on Google Pay.
On Google Pay
0%
Other spends
1%
Rank for Google Pay
#146 of 149
Annual fee
₹1,000* Plus Applicable Taxes
What to know before you pay on Google Pay
How it works
3% cashback on online spends up to ₹10,000 a cycle, more on online spends above that, 1% on UPI scan and pay in the IDFC FIRST app. Online cashback stops at ₹1,000 a cycle (₹1,500 overall). UPI through Google Pay, PhonePe or Paytm earns nothing. FD-backed card.
Caps & rules
- 3% cashback on online spends up to ₹10,000 in a statement cycle, higher on incremental online spends above ₹10,000 (up to 5%).
- 1% on UPI via the IDFC FIRST app.
- Extra 1% on hotels and flights booked in the app.
- Online cashback capped at ₹1,000 and total cashback at ₹1,500 per statement cycle.
- Zero forex markup.
- Credit limit is 100% of your fixed deposit.
Reward limits
- Cashback on online spends: max ₹1,000 per statement cycle
- Total cashback: max ₹1,500 per statement cycle
No rewards on
Fuel, ATM cash, EMI, UPI through other apps (Google Pay, PhonePe, Paytm)
Checked 2026-10-11 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#2
6.67%
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#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle
5%
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Where else the IDFC FIRST Hello Cashback Credit Card earns more
Questions
Does the IDFC FIRST Hello Cashback Credit Card give rewards on Google Pay?
No. The IDFC FIRST Hello Cashback Credit Card earns no rewards on Google Pay.
Is there a limit on IDFC FIRST Hello Cashback Credit Card rewards?
3% cashback on online spends up to ₹10,000 in a statement cycle, higher on incremental online spends above ₹10,000 (up to 5%). 1% on UPI via the IDFC FIRST app. Extra 1% on hotels and flights booked in the app. Online cashback capped at ₹1,000 and total cashback at ₹1,500 per statement cycle. Zero forex markup. Credit limit is 100% of your fixed deposit.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST Hello Cashback Credit Card ranks #146 of 149 cards we compared.