IDFC FIRST Quantum+ Credit Card on Google Pay
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on Google Pay.
On Google Pay
0%
Other spends
1%
Rank for Google Pay
#133 of 149
Annual fee
₹10,000 + Taxes
What to know before you pay on Google Pay
How it works
1% cashback on online, offline and IDFC-app UPI spends, 2% on online spends above ₹10,000 a cycle; total capped at ₹500 a cycle. UPI through Google Pay or PhonePe earns nothing. FD-backed, lifetime free.
Caps & rules
- 1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app.
- 1% bonus on hotels and flights booked in the app.
- Total cashback capped at ₹500 per statement cycle.
- Credit limit = 100% of your FD.
Reward limits
- Total cashback: max ₹500 per statement cycle
No rewards on
EMI, ATM cash, UPI through third-party apps
Checked 2026-10-11 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#2
6.67%
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#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle
5%
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Questions
Does the IDFC FIRST Quantum+ Credit Card give rewards on Google Pay?
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on Google Pay.
Is there a limit on IDFC FIRST Quantum+ Credit Card rewards?
1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app. 1% bonus on hotels and flights booked in the app. Total cashback capped at ₹500 per statement cycle. Credit limit = 100% of your FD.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST Quantum+ Credit Card ranks #133 of 149 cards we compared.