IndianOil RBL Bank XTRA Credit Card on Google Pay

How it works

IndianOil 7.5% in points (+1% surcharge waiver) at select IOCL stations, up to 2,000 points a month. Telecom recharges (Airtel/Jio) aren't excluded; electricity-type bills are.

Caps & rules

• 15 Fuel Points per ₹100 at select IndianOil stations (7.5%), capped at 2,000 points a month (≈₹13,300 of fuel); plus 1% fuel surcharge waiver (₹500-₹4,000 txns, up to ₹200/month) = 8.5% total.
• 2 points per ₹100 elsewhere.
• 1 Fuel Point = ₹0.50, redeemable for IndianOil XTRA rewards.
• 1,000 bonus points on ₹75,000 per quarter.

Reward limits

• 15 fuel points per ₹100 at IndianOil (7.5%): max 2,000 fuel points (≈₹1,000) per month
• 1% fuel surcharge waiver: max ₹200 per month
• 2 fuel points per ₹100 on other spends: No limit

No rewards on

Utilities (4900), insurance, quasi-cash, rent, education, wallets, government, contracted services, cash, railways