Kotak 811 Credit Card on Google Pay
Yes. The Kotak 811 Credit Card gives 0.2% back when you pay on Google Pay directly, compared with 0.1% on its other spends.
On Google Pay
0.2%
Other spends
0.1%
Rank for Google Pay
#117 of 149
Annual fee
Free
What to know before you pay on Google Pay
Cap on Google Pay
No cap
How it works
0.2% online, 0.1% offline. Very low value; the card's appeal is easy approval, not rewards.
Caps & rules
- 2 Reward Points per ₹100 online, 1 per ₹100 offline.
- Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions).
- 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.
Reward limits
- 2 points per ₹100 online, 1 per ₹100 offline: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#2
6.67%
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#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle
5%
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Where else the Kotak 811 Credit Card earns more
Questions
Does the Kotak 811 Credit Card give rewards on Google Pay?
Yes. The Kotak 811 Credit Card gives 0.2% back when you pay on Google Pay directly, compared with 0.1% on its other spends.
Is there a limit on Kotak 811 Credit Card rewards?
2 Reward Points per ₹100 online, 1 per ₹100 offline. Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions). 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The Kotak 811 Credit Card ranks #117 of 149 cards we compared.