Axis Bank Cashback Credit Card on HPCL
No. The Axis Bank Cashback Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0.75%
Rank for HPCL
#131 of 149
Annual fee
1st Year Fee: ₹1,000* Plus Applicable Taxes
What to know before you pay on HPCL
How it works
Online shows 5%, the middle tier (monthly online spend of ₹5,001 to ₹40,000). It's 2% if you spend under ₹5,000 online in the month, 7% on spend above ₹40,000. Travel sites (MMT, Cleartrip, Goibibo, IRCTC, IndiGo) earn 0.75%. Airtel/Jio bills paid online count as online spend.
Caps & rules
- Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month.
- Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped.
- Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- Online spends: 2% on the first ₹5,000, 5% up to ₹40,000, 7% above: max ₹4,000 per statement month
- 0.5% bonus on utility bills: max ₹100 per statement month
- 0.75% on offline and travel spends: No limit
No rewards on
Tolls, insurance, education, jewellery, government, wallet, rent, fuel, gift cards
Checked 2026-09-27 · Bank terms
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#1
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#2
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BOBCARD HPCL Energie Credit Card
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Where else the Axis Bank Cashback Credit Card earns more
Questions
Does the Axis Bank Cashback Credit Card give rewards on HPCL?
No. The Axis Bank Cashback Credit Card earns no rewards on HPCL.
Is there a limit on Axis Bank Cashback Credit Card rewards?
Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month. Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped. Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The Axis Bank Cashback Credit Card ranks #131 of 149 cards we compared, by what each returns after caps.