BOBCARD Eterna Credit Card on HPCL
No. The BOBCARD Eterna Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
0.75%
Rank for HPCL
#117 of 149
Annual fee
₹2,499 + Taxes (first year free)
What to know before you pay on HPCL
How it works
15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
- 3 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback; points never expire.
- Transactions under ₹100 earn nothing.
Reward limits
- 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle
No rewards on
Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
Apply now
Where else the BOBCARD Eterna Credit Card earns more
Questions
Does the BOBCARD Eterna Credit Card give rewards on HPCL?
No. The BOBCARD Eterna Credit Card earns no rewards on HPCL.
Is there a limit on BOBCARD Eterna Credit Card rewards?
5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The BOBCARD Eterna Credit Card ranks #117 of 149 cards we compared, by what each returns after caps.