HDFC Regalia Gold Credit Card on HPCL
No. The HDFC Regalia Gold Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
1.25%
Rank for HPCL
#61 of 149
Annual fee
₹2,500 + Taxes
What to know before you pay on HPCL
How it works
Myntra/Nykaa assume 5X = 25 points per ₹200 at ₹0.50 each. HDFC's 5X terms don't say whether this includes the base 5 points, so the real rate may be lower. Base 5 per ₹200 = 1.25% at ₹0.50.
Caps & rules
- 5 points per ₹200 since 15 May 2026.
- 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction).
- Grocery and insurance points capped at 2,000 per month each.
- Max 50,000 points per cycle.
- Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Reward limits
- 5X points at Myntra, Nykaa, Reliance Digital and Marks & Spencer: max 5,000 bonus points per month
- Points on grocery: max 2,000 points per calendar month
- Points on insurance: max 2,000 points per month
- All reward points on the card: max 50,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI
Checked 2026-09-27 · Bank terms
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#1
IDFC FIRST Power+ Credit Card
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5%
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#2
Kotak Cashback+ Credit Card
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#3
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Where else the HDFC Regalia Gold Credit Card earns more
Questions
Does the HDFC Regalia Gold Credit Card give rewards on HPCL?
No. The HDFC Regalia Gold Credit Card earns no rewards on HPCL.
Is there a limit on HDFC Regalia Gold Credit Card rewards?
5 points per ₹200 since 15 May 2026. 5X at Myntra, Nykaa, Reliance Digital and Marks & Spencer, capped at 5,000 bonus points per month (min ₹200 per transaction). Grocery and insurance points capped at 2,000 per month each. Max 50,000 points per cycle. Point value ₹0.50 on SmartBuy flights/hotels, lower as statement credit.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The HDFC Regalia Gold Credit Card ranks #61 of 149 cards we compared, by what each returns after caps.