IDFC FIRST Classic Credit Card on HPCL

No. The IDFC FIRST Classic Credit Card earns no rewards on HPCL.

On HPCL

Other spends

0.38%

Rank for HPCL

#81 of 149

Annual fee

Free

What to know before you pay on HPCL

How it works

10X (1.25%) on dining, travel and international spends and on your birthday; 3X (0.375%) on most spends; 1X on utilities, insurance and railways. Swiggy and Zomato get 10X if coded as dining.

Caps & rules

1X = 1 reward point per ₹200; 1 point = ₹0.25.
10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories.
Points earned only on spends up to your credit limit each cycle; valid 24 months.
20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app.
₹99 + GST per redemption.
Lifetime free.

Reward limits

Reward points on all spends: Up to your credit limit per billing cycle

No rewards on

Fuel, EMI, ATM cash withdrawals

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for HPCL

Cards that earn more on HPCL

#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free

5%
Apply now
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle

3%
Apply now
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle

4%
Apply now

Where else the IDFC FIRST Classic Credit Card earns more

Air India 1.25% Akasa Air 1.25% Cleartrip 1.25% Dining out 1.25% Goibibo 1.25% IndiGo 1.25% MakeMyTrip 1.25% Swiggy 1.25%

Questions

Does the IDFC FIRST Classic Credit Card give rewards on HPCL?

No. The IDFC FIRST Classic Credit Card earns no rewards on HPCL.

Is there a limit on IDFC FIRST Classic Credit Card rewards?

1X = 1 reward point per ₹200; 1 point = ₹0.25. 10X on dining, travel, international and birthday spends; 3X on other eligible spends and UPI; 1X on some categories. Points earned only on spends up to your credit limit each cycle; valid 24 months. 20% bonus points on hotels and 10% on flights booked in the IDFC FIRST app. ₹99 + GST per redemption. Lifetime free.

Which credit card is best for HPCL?

IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The IDFC FIRST Classic Credit Card ranks #81 of 149 cards we compared, by what each returns after caps.