PhonePe SBI Card SELECT BLACK on HPCL
No. The PhonePe SBI Card SELECT BLACK earns no rewards on HPCL.
On HPCL
0%
Other spends
1%
Rank for HPCL
#52 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on HPCL
How it works
10% on bills, recharges and utilities paid in the PhonePe app, 5% on online merchants and 1% elsewhere, with points worth ₹1. All rewards stop at about 1,500 points a month since July 2026. Electricity and insurance 10% only when paid in the PhonePe app.
Caps & rules
- Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends.
- 1 point = ₹1.
- From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded.
- ₹1,499 fee waived at ₹3 Lakh.
Reward limits
- All reward points: max 1,500 points per month (from 1 Jul 2026)
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and utilities paid outside PhonePe
Checked 2026-10-11 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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Where else the PhonePe SBI Card SELECT BLACK earns more
Questions
Does the PhonePe SBI Card SELECT BLACK give rewards on HPCL?
No. The PhonePe SBI Card SELECT BLACK earns no rewards on HPCL.
Is there a limit on PhonePe SBI Card SELECT BLACK rewards?
Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends. 1 point = ₹1. From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded. ₹1,499 fee waived at ₹3 Lakh.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The PhonePe SBI Card SELECT BLACK ranks #52 of 149 cards we compared, by what each returns after caps.