Swiggy HDFC Credit Card on HPCL
No. The Swiggy HDFC Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
1%
Rank for HPCL
#72 of 149
Annual fee
₹500 + Taxes
What to know before you pay on HPCL
How it works
5% is by online MCC (apparel, electronics, department/discount stores, entertainment, pharmacy, local cabs) and only for merchants the bank has mapped. Amazon, Flipkart, Meesho, AJIO, Ola, Uber and Cleartrip are named in the T&C; Tata CLiQ, Myntra, Nykaa, 1mg, Apollo and Croma depend on MCC mapping. Zomato, Blinkit, Zepto, travel sites and telecom earn 1%. Dining out earns 10% only when you pay through Swiggy Dineout.
Caps & rules
- 10% on Swiggy (Food, Instamart, Dineout) capped at ₹1,500 per billing cycle.
- 5% on eligible online categories capped at ₹1,500 per cycle.
- 1% capped at ₹500 per cycle.
- Being migrated to Swiggy Ornge / BLCK variants.
Reward limits
- 10% on Swiggy Food, Instamart and Dineout: max ₹1,500 per billing cycle
- 5% on eligible online spends (apparel, electronics, pharmacy, cabs, entertainment, marketplaces): max ₹1,500 per billing cycle
- 1% on other spends: max ₹500 per billing cycle
No rewards on
Fuel, rent, jewellery, government, gift cards, wallet, EMI, SmartBuy and SmartPay transactions
Checked 2026-09-27 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
Apply now
Where else the Swiggy HDFC Credit Card earns more
Questions
Does the Swiggy HDFC Credit Card give rewards on HPCL?
No. The Swiggy HDFC Credit Card earns no rewards on HPCL.
Is there a limit on Swiggy HDFC Credit Card rewards?
10% on Swiggy (Food, Instamart, Dineout) capped at ₹1,500 per billing cycle. 5% on eligible online categories capped at ₹1,500 per cycle. 1% capped at ₹500 per cycle. Being migrated to Swiggy Ornge / BLCK variants.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The Swiggy HDFC Credit Card ranks #72 of 149 cards we compared, by what each returns after caps.