HSBC Live+ Credit Card on IndianOil

How it works

Amazon/Flipkart 1.5% since 26 Jul 2026. Myntra 10% only until 31 Oct 2026. Tata CLiQ/AJIO assumed to code as 'shopping' (apparel); Nykaa, Meesho and Croma not assumed. Telecom assumed to count as utility. All 10% shares the ₹1,200 monthly cap.

Caps & rules

• 10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere.
• From 26 Jul 2026 Amazon and Flipkart earn only 1.5%.
• Myntra 10% launch offer until 31 Oct 2026.
• Categories by MCC per HSBC's service guide.

Reward limits

• 10% on dining, food delivery, grocery, shopping and utilities: max ₹1,200 per month
• 1.5% on other spends (incl. Amazon and Flipkart): No limit

No rewards on

Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals