IDFC FIRST WOW! Black Credit Card

IDFC FIRST WOW! Black Credit Card on IndianOil

No. The IDFC FIRST WOW! Black Credit Card earns no rewards on IndianOil.

On IndianOil

0%

Other spends

1.33%

Rank for IndianOil

#123 of 149

Annual fee

1st Year Fee: ₹750* Plus Applicable Taxes

What to know before you pay on IndianOil

How it works

4 points per ₹150 on online, offline and international spends, worth 1.33% when points go to flights or hotels in the IDFC FIRST app (₹0.50 each), or 0.67% elsewhere (₹0.25). UPI under ₹2,000 earns 1 point per ₹150.

Caps & rules

  • 4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below.
  • 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere.
  • Extra 16.7% bonus points on hotels and 10% on flights booked in the app.
  • Zero forex markup.

No rewards on

Fuel, EMI, ATM cash withdrawals

Checked 2026-10-11 · Bank terms

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Questions

Does the IDFC FIRST WOW! Black Credit Card give rewards on IndianOil?

No. The IDFC FIRST WOW! Black Credit Card earns no rewards on IndianOil.

Is there a limit on IDFC FIRST WOW! Black Credit Card rewards?

4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below. 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere. Extra 16.7% bonus points on hotels and 10% on flights booked in the app. Zero forex markup.

Which credit card is best for IndianOil?

IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The IDFC FIRST WOW! Black Credit Card ranks #123 of 149 cards we compared.

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