Axis Bank ACE Credit Card on Insurance premiums
No. The Axis Bank ACE Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1.5%
Rank for Insurance premiums
#103 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Insurance premiums
How it works
Google Pay 5% only for bills and recharges paid by this card inside Google Pay on Android. Paying Airtel/Jio directly earns nothing. Instamart isn't named, so treat it as 1.5%. Electricity 5% only when paid through Google Pay on Android.
Caps & rules
- 5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement.
- 1.5% elsewhere is uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 5% on bills & recharges via Google Pay and 4% on Swiggy, Zomato & Ola (one shared cap): max ₹500 per statement
- 1.5% on all other spends: No limit
No rewards on
Utility and telecom spends outside Google Pay, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the Axis Bank ACE Credit Card earns more
Questions
Does the Axis Bank ACE Credit Card give rewards on Insurance premiums?
No. The Axis Bank ACE Credit Card earns no rewards on Insurance premiums.
Is there a limit on Axis Bank ACE Credit Card rewards?
5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement. 1.5% elsewhere is uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Axis Bank ACE Credit Card ranks #103 of 149 cards we compared, by what each returns after caps.