CUB SalarySe Level Up Credit Card on Insurance premiums
Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.2%
Other spends
1%
Rank for Insurance premiums
#81 of 149
Annual fee
₹0 (Virtual) / ₹500 + GST (Physical)
What to know before you pay on Insurance premiums
How it works
1% on card and SalarySe UPI spends (5 SCoins per ₹100 at ₹0.20), rising to 2% on monthly spend above ₹20,000. Paying through other UPI apps earns only 0.2%. The 37.5% salary-day rate is in SCoins and much smaller in rupees.
Caps & rules
- 5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000.
- 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education.
- Monthly rewards capped at 10% of your credit limit.
- 5 SCoins = ₹1.
Reward limits
- All SCoins: max 10% of your credit limit per month
No rewards on
Fuel, wallet loads, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the CUB SalarySe Level Up Credit Card earns more
Questions
Does the CUB SalarySe Level Up Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on Insurance premiums, the same as most other spends.
Is there a limit on CUB SalarySe Level Up Credit Card rewards?
5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000. 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education. Monthly rewards capped at 10% of your credit limit. 5 SCoins = ₹1.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The CUB SalarySe Level Up Credit Card ranks #81 of 149 cards we compared, by what each returns after caps.