CUB SalarySe Level Up Credit Card

CUB SalarySe Level Up Credit Card on PhonePe

Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on PhonePe, the same as most other spends.

On PhonePe

0.2%

Other spends

1%

Rank for PhonePe

#119 of 149

Annual fee

₹0 (Virtual) / ₹500 + GST (Physical)

What to know before you pay on PhonePe

How it works

1% on card and SalarySe UPI spends (5 SCoins per ₹100 at ₹0.20), rising to 2% on monthly spend above ₹20,000. Paying through other UPI apps earns only 0.2%. The 37.5% salary-day rate is in SCoins and much smaller in rupees.

Caps & rules

  • 5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000.
  • 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education.
  • Monthly rewards capped at 10% of your credit limit.
  • 5 SCoins = ₹1.

Reward limits

  • All SCoins: max 10% of your credit limit per month

No rewards on

Fuel, wallet loads, cash

Checked 2026-10-11 · Bank terms

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Where else the CUB SalarySe Level Up Credit Card earns more

Google Pay 0.2%

Questions

Does the CUB SalarySe Level Up Credit Card give rewards on PhonePe?

Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on PhonePe, the same as most other spends.

Is there a limit on CUB SalarySe Level Up Credit Card rewards?

5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000. 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education. Monthly rewards capped at 10% of your credit limit. 5 SCoins = ₹1.

Which credit card is best for PhonePe?

PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The CUB SalarySe Level Up Credit Card ranks #119 of 149 cards we compared.

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