CUB SalarySe Level Up Credit Card on Paytm
Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on Paytm, the same as most other spends.
On Paytm
0.2%
Other spends
1%
Rank for Paytm
#114 of 149
Annual fee
₹0 (Virtual) / ₹500 + GST (Physical)
What to know before you pay on Paytm
How it works
1% on card and SalarySe UPI spends (5 SCoins per ₹100 at ₹0.20), rising to 2% on monthly spend above ₹20,000. Paying through other UPI apps earns only 0.2%. The 37.5% salary-day rate is in SCoins and much smaller in rupees.
Caps & rules
- 5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000.
- 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education.
- Monthly rewards capped at 10% of your credit limit.
- 5 SCoins = ₹1.
Reward limits
- All SCoins: max 10% of your credit limit per month
No rewards on
Fuel, wallet loads, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Paytm
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
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#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes
3.33%
Apply now
Where else the CUB SalarySe Level Up Credit Card earns more
Questions
Does the CUB SalarySe Level Up Credit Card give rewards on Paytm?
Yes, but only its standard rate: the CUB SalarySe Level Up Credit Card gives 0.2% back on Paytm, the same as most other spends.
Is there a limit on CUB SalarySe Level Up Credit Card rewards?
5 SCoins per ₹100 via SalarySe UPI, online checkout or in-store card use on the first ₹20,000 a month; 10 per ₹100 above ₹20,000. 1 SCoin per ₹100 on other UPI apps, rent, railways, insurance and education. Monthly rewards capped at 10% of your credit limit. 5 SCoins = ₹1.
Which credit card is best for Paytm?
HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The CUB SalarySe Level Up Credit Card ranks #114 of 149 cards we compared, by what each returns after caps.