HSBC Live+ Credit Card on Insurance premiums
No. The HSBC Live+ Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1.5%
Rank for Insurance premiums
#139 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Amazon/Flipkart 1.5% since 26 Jul 2026. Myntra 10% only until 31 Oct 2026. Tata CLiQ/AJIO assumed to code as 'shopping' (apparel); Nykaa, Meesho and Croma not assumed. Telecom assumed to count as utility. All 10% shares the ₹1,200 monthly cap.
Caps & rules
- 10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere.
- From 26 Jul 2026 Amazon and Flipkart earn only 1.5%.
- Myntra 10% launch offer until 31 Oct 2026.
- Categories by MCC per HSBC's service guide.
Reward limits
- 10% on dining, food delivery, grocery, shopping and utilities: max ₹1,200 per month
- 1.5% on other spends (incl. Amazon and Flipkart): No limit
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the HSBC Live+ Credit Card earns more
Questions
Does the HSBC Live+ Credit Card give rewards on Insurance premiums?
No. The HSBC Live+ Credit Card earns no rewards on Insurance premiums.
Is there a limit on HSBC Live+ Credit Card rewards?
10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere. From 26 Jul 2026 Amazon and Flipkart earn only 1.5%. Myntra 10% launch offer until 31 Oct 2026. Categories by MCC per HSBC's service guide.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The HSBC Live+ Credit Card ranks #139 of 149 cards we compared, by what each returns after caps.