IndiGo Kotak XL Credit Card on Insurance premiums
No. The IndiGo Kotak XL Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#145 of 149
Annual fee
1st Year Fee: ₹3,000* Plus Applicable Taxes
What to know before you pay on Insurance premiums
How it works
The card itself gives 6 BluChips per ₹100 on IndiGo (3% at ₹0.50 a BluChip); the advertised 21 includes IndiGo's own loyalty-tier earn. 3 per ₹100 on dining, grocery and entertainment, 2 elsewhere.
Caps & rules
- 6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends.
- BluChips spend only on IndiGo.
- ₹3,000 fee.
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the IndiGo Kotak XL Credit Card earns more
Questions
Does the IndiGo Kotak XL Credit Card give rewards on Insurance premiums?
No. The IndiGo Kotak XL Credit Card earns no rewards on Insurance premiums.
Is there a limit on IndiGo Kotak XL Credit Card rewards?
6 BluChips per ₹100 on IndiGo from the card (up to 21 including IndiGo's tier earn), 3 per ₹100 on dining, grocery and entertainment, 2 per ₹100 on other spends. BluChips spend only on IndiGo. ₹3,000 fee.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IndiGo Kotak XL Credit Card ranks #145 of 149 cards we compared, by what each returns after caps.