Platinum Maxima Credit Card on Insurance premiums
No. The Platinum Maxima Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.5%
Rank for Insurance premiums
#117 of 149
Annual fee
₹2,000 + Taxes
What to know before you pay on Insurance premiums
How it works
2.5% (10 points per ₹100) on dining, entertainment, grocery and international spends, up to 1,000 points a month; 0.5% elsewhere.
Caps & rules
- 2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month.
- 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend.
- ₹2,500 fee.
- ₹99 + GST per redemption.
Reward limits
- 10 points per ₹100 on dining, entertainment, grocery, international: max 1,000 points per month
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the Platinum Maxima Credit Card earns more
Questions
Does the Platinum Maxima Credit Card give rewards on Insurance premiums?
No. The Platinum Maxima Credit Card earns no rewards on Insurance premiums.
Is there a limit on Platinum Maxima Credit Card rewards?
2 reward points per ₹100; 10 per ₹100 on dining, entertainment, grocery and international, max 1,000 a month. 10,000 points each at ₹2, ₹3.5 and ₹5 Lakh annual spend. ₹2,500 fee. ₹99 + GST per redemption.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Platinum Maxima Credit Card ranks #117 of 149 cards we compared, by what each returns after caps.