Apollo SBI Card SELECT on IRCTC
Yes. The Apollo SBI Card SELECT gives 2% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
On IRCTC
2%
Other spends
0.5%
Rank for IRCTC
#22 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on IRCTC
Cap on IRCTC
Max ₹5,000 per statement cycle (5,000 points)
How it works
10% at Apollo 24|7 and Apollo Pharmacy, 2% on dining, movies and travel, 0.5% elsewhere. Points are worth ₹1 but can only be used as Apollo Health Credits.
Caps & rules
- 10 reward points per ₹100 at Apollo 24|7 and Apollo Pharmacy; 2 per ₹100 on dining, movies and entertainment, and travel; 1 per ₹200 on other spends.
- Capped at 5,000 points per statement cycle (applied separately to two categories).
- 1 point = 1 Apollo Health Credit = ₹1, usable only with Apollo.
- Apollo accrual depends on Apollo's merchant list.
Reward limits
- 10 points per ₹100 at Apollo 24|7 and Apollo Pharmacy: max 5,000 points per statement cycle
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
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Where else the Apollo SBI Card SELECT earns more
Questions
Does the Apollo SBI Card SELECT give rewards on IRCTC?
Yes. The Apollo SBI Card SELECT gives 2% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
Is there a limit on Apollo SBI Card SELECT rewards?
10 reward points per ₹100 at Apollo 24|7 and Apollo Pharmacy; 2 per ₹100 on dining, movies and entertainment, and travel; 1 per ₹200 on other spends. Capped at 5,000 points per statement cycle (applied separately to two categories). 1 point = 1 Apollo Health Credit = ₹1, usable only with Apollo. Apollo accrual depends on Apollo's merchant list.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The Apollo SBI Card SELECT ranks #22 of 149 cards we compared.