Apollo SBI Card SELECT
Fees
₹1,499 + Taxes
Joining & annual
Reward Rate
10 Reward Points per ₹100 on Apollo 24|7 and Apollo Pharmacy, capped 5,000 points/month; 2 points per ₹100 on dining, movies & travel; 1 point per ₹200 on other spends
Welcome Bonus
₹1,500 Welcome e-Gift Voucher on joining fee payment
Lounge
4 Domestic/yr
Our Expert Take
The Apollo SBI Card SELECT from SBI Card offers Apollo Healthcare & Pharmacy Spending with an annual fee of ₹1,499 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
10 points per ₹100 at Apollo 24|7 and Apollo Pharmacy
Max 5,000 points per statement cycle
Reached after about ₹50,000 of spend
Where this card earns most
Paying directly in the app or site · 0.5% on other spends
Pros & Cons
Key Advantages
- Up to 25% cashback on Apollo 24|7 medicine purchases via Apollo Circle integration
- Complimentary 1-year FITPASS PRO membership after joining fee payment
- 4 domestic lounge visits/year plus a free Priority Pass membership
- Fee waiver threshold (Annual fee waived on ₹2 Lakh annual retail spends)
Limitations
- Base reward rate outside Apollo spends is a modest 0.5%
- Lounge access is limited to domestic visits only
- ₹3 Lakh annual spend needed for the renewal fee waiver
Key Perks & Spending Milestones
Accelerated earn rate on lifestyle purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Annual fee waived on ₹2 Lakh annual retail spends
Fees & Charges
Joining fee
₹1,499 + Taxes
Annual fee
₹1,499 + Taxes
Annual fee waived on ₹2 Lakh annual retail spends
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the reward rate on Apollo SBI Card SELECT?
How many lounge visits does Apollo SBI Card SELECT offer?
What milestone gift does this card offer?
Compare Apollo SBI Card SELECT With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Apollo SBI Card SELECT This Card | ₹1,499 + Taxes | 10 Reward Points per ₹100 on Apollo 24|7 and Apollo Pharmacy,... | 4 Domestic/yr | 4.4/5 |
| IDFC FIRST WOW! Credit Card | Free | 4 Reward Points per ₹200 spent (~0.50% return); Points never expire | No Lounge Access | 4.5/5 |
| LIC Signature Credit Card | Free | 2 Reward Points per ₹100 on LIC premium payments & international... | 8 Domestic/yr (2/Qtr) | 4.5/5 |
| SBI Card Pulse | ₹1,499 + Taxes | 10 Reward Points per ₹100 on dining, movies, sports, chemist &... | 4 Domestic/yr (1/Qtr) | 4.4/5 |