World Prime Credit Card on IRCTC
Yes. The World Prime Credit Card gives 1% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
On IRCTC
1%
Other spends
0.5%
Rank for IRCTC
#46 of 149
Annual fee
₹3,000 + Taxes
What to know before you pay on IRCTC
Cap on IRCTC
Max ₹250 a month (1,000 bonus points on online spends)
How it works
1% on online spends (2X) and 0.5% elsewhere, at RBL's ₹0.25 a point. ₹99 + GST per redemption.
Caps & rules
- 2 reward points per ₹100; 2X on online spends (max 1,000 reward points).
- 10,000 points at ₹1.5 Lakh and 10,000 more at ₹3.5 Lakh annual spend.
- 1 point worth ₹0.11 to ₹0.25 on RBL Rewards.
Reward limits
- 2X on online spends: max 1,000 points per month
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on IRCTC
-
#1
IRCTC SBI Card Premier
SBI Card · ₹1,499 + Taxes
10%
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#2
6.67%
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#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
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Where else the World Prime Credit Card earns more
Questions
Does the World Prime Credit Card give rewards on IRCTC?
Yes. The World Prime Credit Card gives 1% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
Is there a limit on World Prime Credit Card rewards?
2 reward points per ₹100; 2X on online spends (max 1,000 reward points). 10,000 points at ₹1.5 Lakh and 10,000 more at ₹3.5 Lakh annual spend. 1 point worth ₹0.11 to ₹0.25 on RBL Rewards.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The World Prime Credit Card ranks #46 of 149 cards we compared.