IDFC FIRST WOW! Credit Card on Jio
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Jio, the same as most other spends.
On Jio
0.12%
Other spends
0.5%
Rank for Jio
#124 of 149
Annual fee
Free
What to know before you pay on Jio
How it works
Flat 0.5% almost everywhere; bills and railway 0.125%.
Caps & rules
- 4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway.
- 1 point = ₹0.25.
- FD-backed, lifetime free, zero forex.
Reward limits
- 4 points per ₹200 on online, offline and international spends: Points only on spends up to your credit limit per billing cycle
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Jio
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
6.67%
Apply now -
#3
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now
Where else the IDFC FIRST WOW! Credit Card earns more
Questions
Does the IDFC FIRST WOW! Credit Card give rewards on Jio?
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Jio, the same as most other spends.
Is there a limit on IDFC FIRST WOW! Credit Card rewards?
4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway. 1 point = ₹0.25. FD-backed, lifetime free, zero forex.
Which credit card is best for Jio?
HSBC Live+ Credit Card gives the most on Jio, 10% back. The IDFC FIRST WOW! Credit Card ranks #124 of 149 cards we compared.