IDFC FIRST WOW! Credit Card on Google Pay
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Google Pay, the same as most other spends.
On Google Pay
0.12%
Other spends
0.5%
Rank for Google Pay
#126 of 149
Annual fee
Free
What to know before you pay on Google Pay
How it works
Flat 0.5% almost everywhere; bills and railway 0.125%.
Caps & rules
- 4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway.
- 1 point = ₹0.25.
- FD-backed, lifetime free, zero forex.
Reward limits
- 4 points per ₹200 on online, offline and international spends: Points only on spends up to your credit limit per billing cycle
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
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Where else the IDFC FIRST WOW! Credit Card earns more
Questions
Does the IDFC FIRST WOW! Credit Card give rewards on Google Pay?
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Google Pay, the same as most other spends.
Is there a limit on IDFC FIRST WOW! Credit Card rewards?
4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway. 1 point = ₹0.25. FD-backed, lifetime free, zero forex.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST WOW! Credit Card ranks #126 of 149 cards we compared.