IDFC FIRST WOW! Credit Card on Paytm
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Paytm, the same as most other spends.
On Paytm
0.12%
Other spends
0.5%
Rank for Paytm
#124 of 149
Annual fee
Free
What to know before you pay on Paytm
How it works
Flat 0.5% almost everywhere; bills and railway 0.125%.
Caps & rules
- 4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway.
- 1 point = ₹0.25.
- FD-backed, lifetime free, zero forex.
Reward limits
- 4 points per ₹200 on online, offline and international spends: Points only on spends up to your credit limit per billing cycle
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Paytm
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes
3.33%
Apply now
Where else the IDFC FIRST WOW! Credit Card earns more
Questions
Does the IDFC FIRST WOW! Credit Card give rewards on Paytm?
Yes, but only its standard rate: the IDFC FIRST WOW! Credit Card gives 0.12% back on Paytm, the same as most other spends.
Is there a limit on IDFC FIRST WOW! Credit Card rewards?
4 points per ₹200 on online, offline and international spends (0.5%); 1 per ₹200 on insurance, utilities, FASTag and railway. 1 point = ₹0.25. FD-backed, lifetime free, zero forex.
Which credit card is best for Paytm?
HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The IDFC FIRST WOW! Credit Card ranks #124 of 149 cards we compared, by what each returns after caps.