BOBCARD Eterna Credit Card on Online shopping
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Online shopping directly, compared with 0.75% on its other spends.
On Online shopping
3.75%
Other spends
0.75%
Rank for Online shopping
#7 of 149
Annual fee
₹2,499 + Taxes (first year free)
What to know before you pay on Online shopping
Cap on Online shopping
Max ₹1,250 per statement cycle (5,000 accelerated points, shared by online, dining, travel and international)
How it works
15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
- 3 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback; points never expire.
- Transactions under ₹100 earn nothing.
Reward limits
- 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle
No rewards on
Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Online shopping
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#2
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the BOBCARD Eterna Credit Card earns more
Questions
Does the BOBCARD Eterna Credit Card give rewards on Online shopping?
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Online shopping directly, compared with 0.75% on its other spends.
Is there a limit on BOBCARD Eterna Credit Card rewards?
5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.
Which credit card is best for Online shopping?
Axis Bank Cashback Credit Card is the best pick for regular spending on Online shopping, with 5% back. The BOBCARD Eterna Credit Card ranks #7 of 149 cards we compared, by what each returns after caps.