KIWI UPI RuPay Credit Card

KIWI UPI RuPay Credit Card on Swiggy

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Swiggy, the same as most other spends.

On Swiggy

0.5%

Other spends

1.5%

Rank for Swiggy

#115 of 149

Annual fee

Free

What to know before you pay on Swiggy

How it works

1.5% is for scan-and-pay UPI at shops (6 Kiwis per ₹100). Online payments, which is how you pay these apps and sites, earn 0.5%. Telecom and utility bills earn nothing.

Caps & rules

  • 6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024.
  • 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500.
  • Monthly Kiwis capped at 1% of your credit limit.
  • RuPay card issued by YES Bank, used through the Kiwi app.
  • Lifetime free.

Reward limits

  • 1.5% on UPI Scan & Pay (5% with Kiwi Neon): No limit

No rewards on

Fuel, telecom and utility bills, government, rent-type and other excluded MCCs listed in Kiwi's rewards policy; refunded transactions

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for Swiggy

Cards that earn more on Swiggy

Where else the KIWI UPI RuPay Credit Card earns more

AJIO 0.5% Amazon 0.5% Apollo 24|7 0.5% BigBasket 0.5% Blinkit 0.5% BookMyShow 0.5% Cleartrip 0.5% Croma 0.5%

Questions

Does the KIWI UPI RuPay Credit Card give rewards on Swiggy?

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Swiggy, the same as most other spends.

Is there a limit on KIWI UPI RuPay Credit Card rewards?

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024. 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500. Monthly Kiwis capped at 1% of your credit limit. RuPay card issued by YES Bank, used through the Kiwi app. Lifetime free.

Which credit card is best for Swiggy?

Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The KIWI UPI RuPay Credit Card ranks #115 of 149 cards we compared.

Compare Credit Cards

2 cards selected