KIWI UPI RuPay Credit Card

KIWI UPI RuPay Credit Card on Zomato

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Zomato, the same as most other spends.

On Zomato

0.5%

Other spends

1.5%

Rank for Zomato

#113 of 149

Annual fee

Free

What to know before you pay on Zomato

How it works

1.5% is for scan-and-pay UPI at shops (6 Kiwis per ₹100). Online payments, which is how you pay these apps and sites, earn 0.5%. Telecom and utility bills earn nothing.

Caps & rules

  • 6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024.
  • 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500.
  • Monthly Kiwis capped at 1% of your credit limit.
  • RuPay card issued by YES Bank, used through the Kiwi app.
  • Lifetime free.

Reward limits

  • 1.5% on UPI Scan & Pay (5% with Kiwi Neon): No limit

No rewards on

Fuel, telecom and utility bills, government, rent-type and other excluded MCCs listed in Kiwi's rewards policy; refunded transactions

Checked 2026-10-11 · Bank terms

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Where else the KIWI UPI RuPay Credit Card earns more

AJIO 0.5% Amazon 0.5% Apollo 24|7 0.5% BigBasket 0.5% Blinkit 0.5% BookMyShow 0.5% Cleartrip 0.5% Croma 0.5%

Questions

Does the KIWI UPI RuPay Credit Card give rewards on Zomato?

Yes, but only its standard rate: the KIWI UPI RuPay Credit Card gives 0.5% back on Zomato, the same as most other spends.

Is there a limit on KIWI UPI RuPay Credit Card rewards?

6 Kiwis per ₹100 on UPI scan and pay (1.5%) and 2 Kiwis per ₹100 on online spends (0.5%), for cards issued since 4 Jul 2024. 1 Kiwi = ₹0.25, redeemed to your bank account in multiples of 500. Monthly Kiwis capped at 1% of your credit limit. RuPay card issued by YES Bank, used through the Kiwi app. Lifetime free.

Which credit card is best for Zomato?

HSBC Live+ Credit Card gives the most on Zomato, 10% back. The KIWI UPI RuPay Credit Card ranks #113 of 149 cards we compared.

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