Air India SBI Platinum Card
Fees
₹1,499 + Taxes
Joining & annual
Reward Rate
5 Reward Points per ₹100 on Air India ticket bookings; 2 points per ₹100 on other spends (1 RP = 1 Air India mile)
Welcome Bonus
5,000 Reward Points welcome gift on card activation
Lounge
8 Domestic/yr (2/Qtr)
Our Expert Take
The Air India SBI Platinum Card from SBI Card offers Air India Travelers & Flying Returns Points with an annual fee of ₹1,499 + Taxes.
Pros & Cons
Key Advantages
- 5,000 Reward Points welcome gift on card activation
- Complimentary Air India Flying Returns frequent flyer membership
- 8 domestic lounge visits/year, up to 2 per quarter
- Fee waiver threshold (Includes 2,000 Flying Returns points bonus on joining)
Limitations
- No complimentary international lounge access
- No spend-based annual fee waiver currently offered
- Best value is concentrated in Air India bookings and mile redemptions
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Includes 2,000 Flying Returns points bonus on joining
Fees & Charges
Joining fee
₹1,499 + Taxes
Annual fee
₹1,499 + Taxes
Includes 2,000 Flying Returns points bonus on joining
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the reward rate on Air India SBI Platinum?
How many lounge visits does Air India SBI Platinum offer?
Is Air India SBI Platinum still open to new applicants?
Compare Air India SBI Platinum Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Air India SBI Platinum Card This Card | ₹1,499 + Taxes | 5 Reward Points per ₹100 on Air India ticket bookings; 2 points... | 8 Domestic/yr (2/Qtr) | 4.3/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |