Air India SBI Platinum Card
Fees
₹1,499 + Taxes
Joining & AnnualReward Rate
5 Reward Points per ₹100 on Air India ticket bookings; 2 points per ₹100 on other spends (1 RP = 1 Air India mile)
Welcome Bonus
5,000 Reward Points welcome gift on card activation
Lounge Access
8 Domestic/yr (2/Qtr)
FindMyCard Expert Take
The Air India SBI Platinum Card from SBI Card offers Air India Travelers & Flying Returns Points with an annual fee of ₹1,499 + Taxes.
Pros & Cons
Key Advantages
- 5,000 Reward Points welcome gift on card activation
- Complimentary Air India Flying Returns frequent flyer membership
- 8 domestic lounge visits/year, up to 2 per quarter
- Fee waiver threshold (Includes 2,000 Flying Returns points bonus on joining)
Limitations
- No complimentary international lounge access
- No spend-based annual fee waiver currently offered
- Best value is concentrated in Air India bookings and mile redemptions
Editorial Verdict
The Air India SBI Platinum Card is ideally suited for air india travelers & flying returns points. If you want 5 reward points per ₹100 on air india ticket bookings; 2 points per ₹100 on other spends (1 rp = 1 air india mile), this card delivers real value. The ₹1,499 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Includes 2,000 Flying Returns points bonus on joining
Fees & Charging Rates
Annual Fee Waivers
₹1,499 + Taxes
💡 Includes 2,000 Flying Returns points bonus on joining
Regular Interest Charges
3.6% per month (43.2% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare Air India SBI Platinum Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Air India SBI Platinum Card This Card | ₹1,499 + Taxes | 5 Reward Points per ₹100 on Air India ticket bookings; 2 points... | 8 Domestic/yr (2/Qtr) | 4.3/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |