Air India SBI Signature Card
Fees
₹4,999 + Taxes
Joining & annual
Reward Rate
10 Reward Points per ₹100 on Air India ticket bookings; 4 points per ₹100 on other retail spends
Welcome Bonus
20,000 Flying Returns points bonus on joining
Lounge
8 Domestic/yr + Priority Pass (600+ Lounges)
Our Expert Take
The Air India SBI Signature Card from SBI Card offers Frequent Air India International & Domestic Travelers with an annual fee of ₹4,999 + Taxes.
Pros & Cons
Key Advantages
- Complimentary Air India Flying Returns membership on fee payment within 15 days
- 8 domestic lounge visits/year plus Priority Pass access to 600+ lounges worldwide
- 20,000 Flying Returns points bonus on joining
- Fee waiver threshold (Includes 20,000 Flying Returns points bonus on joining)
Limitations
- Air India spend bonus was cut from 30 points to 10 points per ₹100
- Priority Pass lounge visits carry a $27 usage fee per visit
- SBI Card is no longer accepting new applications for this co-branded card
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Includes 20,000 Flying Returns points bonus on joining
Fees & Charges
Joining fee
₹4,999 + Taxes
Annual fee
₹4,999 + Taxes
Includes 20,000 Flying Returns points bonus on joining
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the reward rate on Air India SBI Signature?
How many lounge visits does Air India SBI Signature offer?
Is Air India SBI Signature exempt from SBI's redemption cap?
Compare Air India SBI Signature Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Air India SBI Signature Card This Card | ₹4,999 + Taxes | 10 Reward Points per ₹100 on Air India ticket bookings; 4 points... | 8 Domestic/yr + Priority Pass (600+ Lounges) | 4.7/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |