Axis Bank Primus Credit Card
Fees
₹50,000* Plus Applicable Taxes
Joining & annual
Reward Rate
1 EDGE Mile for every ₹100 spent across standard retail transactions, transferable at 1:5 to 20+ airline & hotel partners including British Airways, Finnair, Vietnam Airlines & Singapore Airlines (Marriott Bonvoy and Qatar Airways were removed from Axis's transfer partner list on 2 Apr 2026)
Welcome Bonus
Choose any 1 option from: 25,000 EDGE Miles OR an ITC Hotels e-gift card worth ₹40,000 for participating properties
Lounge
Unlimited + 24 Guest Visits/yr
Our Expert Take
Axis Primus is positioned for high-spending frequent flyers who want airport-to-airport service, not just lounge access: meet-and-assist, luxury transfers and companion airfare offers set it apart from a typical premium travel card. The ₹50,000 fee and choice of a large welcome bonus make it a serious commitment rather than a casual pick.
Pros & Cons
Key Advantages
- Choice of a substantial welcome bonus: EDGE Miles or an ITC Hotels e-gift card
- Airport meet-and-assist and luxury vehicle transfer services included
- Generous guest allowance for lounge visits
- Zero forex markup on international spends
- Companion airfare offers on select bookings
Limitations
- Requires high up-front membership fee parameters if not optimized via private banking program balances
- Strictly restricted via specialized invitation parameters from the issuer
- Optimized features are predominantly weighted into global premium travel and luxury hotel categories over domestic day-to-day shopping categories
Key Perks & Spending Milestones
1 EDGE Mile for every ₹100 spent across standard retail transactions
True high-parity reward mileage conversion architecture yielding 5 Partner Miles for every 1 EDGE Mile mapped
Unlimited complimentary visits to international Priority Pass airport lounges
Unlimited complimentary visits to domestic Dreamfolks airport lounges
12 complimentary guest airport lounge visits given out each year for both domestic and international terminals
One-way complimentary luxury airport transfer per itinerary at partner airports worldwide on Business Class or higher ticket bookings
Two-way complimentary domestic airport transfer per itinerary at partner airports across India for domestic carrier flights
2-way premium luxury airport meet and assist service allocations per itinerary across global partner airports on Business Class or higher ticket bookings
1 complimentary hotel night stay upon booking a minimum of 2 consecutive nights at over 900+ luxury partner properties worldwide
Complimentary premium benefits and elite treatment parameters at over 900 properties inside the Luxury Hotel Collection portfolio
Airfare milestone option selection: Up to 4 complimentary companion airfares on full-fare First or Business Class ticket bookings with partner airlines
Airfare milestone option selection: Up to 15% clear savings on standard non-promotional international First and Business Class fares on partner airlines
Absolute 0% Foreign Currency Exchange transaction markup fees on all cross-currency international spends
Complimentary ITC Hotels Epicure Program membership
Dedicated Axis Bank Primus Concierge lifestyle assistance systems accessible 24/7
Spend milestone
On renewal fee payment, select either: 15,000 EDGE Miles (worth 75,000 partner miles) OR an ITC Hotels e-gift card worth ₹30,000 or custom balance metrics
Fees & Charges
Joining fee
₹50,000* Plus Applicable Taxes
Annual fee
₹50,000* Plus Applicable Taxes
N/A (Invite-only credit card with fee specifications set per membership profile parameters)
Interest rate
Subject to standard high-net-worth invite-only elite credit tier structures
Late payment fee
Nil for balance up to ₹500; ₹750 for ₹501-₹5,000; ₹1,000 for ₹5,001-₹10,000; ₹1,300 for balance above ₹10,000.
Insurance & Protection Benefits
Eligibility Criteria
employment profiles
Elite Salaried, UHNW Self-Employed, and Corporate Executives
Credit score & income
Exclusively governed by invite-only parameters matching Ultra-High-Net-Worth Individuals (UHNWIs)
Frequently Asked Questions
Did Axis Primus's transfer partners change in 2026?
Is Axis Primus an invite-only card?
What lounge access does Axis Primus offer?
Compare Axis Bank Primus Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Axis Bank Primus Credit Card This Card | ₹50,000* Plus Applicable Taxes | 1 EDGE Mile for every ₹100 spent across standard retail... | Unlimited + 24 Guest Visits/yr | 4.0/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |