BOBCARD Etihad Guest Premium Credit Card
Fees
₹5,000 + Taxes
Joining & annual
Reward Rate
6 Etihad Guest Miles per ₹100 on direct etihad.com spends; 2 Miles per ₹100 on other domestic & international spends
Welcome Bonus
10,000 Etihad Guest Miles welcome bonus (+5,000 booster Miles during promotional periods)
Lounge
12 Domestic + 8 International/yr
Our Expert Take
BOBCARD Etihad Guest Premium is a co-branded card for Etihad flyers, offering 6% savings on direct Etihad bookings and complimentary lounge access. The exact Etihad Guest Miles earn rate isn't clearly disclosed in the terms we have on file, so if points-earning is your main reason for choosing this card, it's worth confirming current rates with Bank of Baroda directly before applying.
Pros & Cons
Key Advantages
- 6 Etihad Guest Miles per ₹100 on direct etihad.com bookings
- 12 domestic + 8 international lounge visits per year
- Milestone bonuses: 1,000 Miles at ₹50K/month, 2,000 at ₹1.5L/quarter, 12,000 at ₹6L/year
Limitations
- ₹5,000 annual fee needs ₹5 Lakh spend in eligible categories to waive
- Rewards are most valuable if you specifically fly Etihad, limited use otherwise
- Base rate outside Etihad bookings is a modest 2 Miles per ₹100
Key Perks & Spending Milestones
Up to 6% native baseline transaction savings when executing flight bookings directly through Etihad channels
Earn tiered bonus Etihad Guest Miles on regular retail outlays and premium purchase checkpoints
Complimentary domestic airport lounge entry allocations per quarter across major Indian transit hubs
Complimentary international airport lounge access parameters backed by global lounge partner network profiles
Miles redeem directly within the Etihad Guest program
1% native fuel surcharge waiver protection cover layered natively on standard domestic petrol pump outlays
Spend milestone
Unlock spend-based milestone point bonuses, dynamic flight voucher upgrades, and seasonal lifestyle program expansions upon checking off target annual card retail parameters
Fees & Charges
Joining fee
₹5,000 + Taxes
Annual fee
₹5,000 + Taxes
Annual fee waived on ₹5 Lakh annual spends in eligible categories
Interest rate
Subject to standard BOBCARD annualized dynamic tiered card portfolio interest architectures
Late payment fee
Nil for balance up to ₹500; ₹500 for ₹501-₹5,000; ₹750 for ₹5,001-₹10,000; ₹1,100 for balance above ₹10,000.
Insurance & Protection Benefits
Eligibility Criteria
age
21 to 65 years
employment profiles
Salaried and Self-Employed Profiles
Credit score & income
Good (720+)
Compare BOBCARD Etihad Guest Premium Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| BOBCARD Etihad Guest Premium Credit Card This Card | ₹5,000 + Taxes | 6 Etihad Guest Miles per ₹100 on direct etihad.com spends; 2 Miles... | 12 Domestic + 8 International/yr | 4.0/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |