Adani One ICICI Platinum Credit Card by ICICI Bank — Credit Card Image
ICICI Bank Review Verified: 2026-08-25

Adani One ICICI Platinum Credit Card

4.2 / 5.0 Rating
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#travel #rewards

Fees

₹750 + Taxes

Joining & annual

Reward Rate

3% Adani Reward Points on Adani ecosystem spends; 1.5% on international; 1% on other spends; 0.5% on utility & insurance

Welcome Bonus

Welcome benefits vary by current offer

Lounge

8 Domestic/yr (₹75K Qtr Spend)

Our Expert Take

The Adani One ICICI Platinum Credit Card from ICICI Bank offers Adani One Flight & Airport Perks with an annual fee of ₹750 + Taxes.

Reward limits

Checked 11 Oct 2026 · Bank terms

  • 3% on the Adani One ecosystem

    No limit
  • 1% on other domestic spends

    No limit

Pros & Cons

Key Advantages

  • 3% Adani Reward Points on Adani One ecosystem spends
  • 8 domestic lounge visits/year plus porter services & car parking at Adani airports
  • Rewards redeemable across flights, hotels, cabs & Adani airport duty-free
  • Fee waiver threshold (Annual fee waived on ₹3 Lakh annual retail spends)

Limitations

  • Lounge access requires ₹75,000 spend in the preceding quarter
  • Base reward rate outside the Adani ecosystem is just 1%
  • Airport perks are limited to Adani-managed airports only

Key Perks & Spending Milestones

3% Adani Reward Points on Adani One ecosystem spends; 1.5% international, 1% other spends, 0.5% utility & insurance

8 complimentary domestic lounge visits per year, conditional on ₹75,000 spend in the preceding quarter (rent, education, government payments, EMIs and fee/interest charges don't count toward this threshold)

Complimentary porter services and premium car parking at Adani-managed airports

Rewards redeemable across flights, hotels, cabs and Adani airport duty-free

Complimentary BookMyShow movie/event tickets, conditional on ₹25,000 spend in the preceding quarter (effective 1 Apr 2026)

1% fuel surcharge waiver on transactions between ₹400 and ₹4,000

Spend milestone

Annual fee waived on ₹3 Lakh annual retail spends

Fees & Charges

Joining fee

₹750 + Taxes

Annual fee

₹750 + Taxes

Annual fee waived on ₹3 Lakh annual retail spends

Interest rate

3.6% per month (43.2% per annum)

Late payment fee

Up to ₹500
Nil
₹501 to ₹1,000
₹500
₹1,001 to ₹5,000
₹600
₹5,001 to ₹10,000
₹750
₹10,001 to ₹25,000
₹900
₹25,001 to ₹50,000
₹1,100
Above ₹50,000
₹1,300

Insurance & Protection Benefits

air accident cover

Up to ₹50 Lakh

lost card liability

Up to ₹1 Lakh

purchase protection

Nil

emergency medical cover

Nil

Eligibility Criteria

salaried minimum income

₹25,000 per month

self employed ITR

₹6 Lakh per annum

age

21 to 65 years

Credit score & income

Good (730+)

Frequently Asked Questions

What's the reward rate on Adani One ICICI Platinum?
3% Adani Reward Points on Adani One ecosystem spends, 1.5% on international spends, 1% on other spends, and 0.5% on utility & insurance.
How does lounge access work on this card?
8 complimentary domestic lounge visits per year, conditional on ₹75,000 spend in the preceding quarter — note that rent, education fees, government payments, EMIs, and fee/interest charges don't count toward that threshold.
Is the BookMyShow benefit still free on this card?
No, effective 1 April 2026 it requires ₹25,000 in spends during the preceding quarter to unlock.

Compare Adani One ICICI Platinum Credit Card With Similar Cards

Card Annual Fee Reward Rate Lounge Access Rating
Adani One ICICI Platinum Credit Card This Card ₹750 + Taxes 3% Adani Reward Points on Adani ecosystem spends; 1.5% on... 8 Domestic/yr (₹75K Qtr Spend) 4.2/5
HDFC Infinia Credit Card Metal Edition ₹12,500 + Taxes 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings Unlimited Domestic + International 4.9/5
Axis Bank ATLAS Credit Card ₹5,000 + Taxes 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends 8 Domestic + 4 International/yr 4.8/5
Axis Bank Burgundy Private Credit Card ₹50,000 + Taxes 15 EDGE Reward points per ₹200 spent on retail and international... Unlimited Domestic + International 4.8/5

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