MakeMyTrip ICICI Credit Card
Fees
₹500 + Taxes
Joining & annual
Reward Rate
6% myCash on MMT hotel bookings; 3% on flights, holidays, cabs & bus via MMT; 1% on other spends
Welcome Bonus
Complimentary 1-year MMTBLACK Gold membership on activation
Lounge
8 Domestic/yr (2/Qtr, ₹75K Spend) + 1 International/yr
Our Expert Take
The MakeMyTrip ICICI Credit Card from ICICI Bank offers MakeMyTrip Flight & Hotel Bookings with an annual fee of ₹500 + Taxes.
Where this card earns most
Paying directly in the app or site · 1% on other spends
Pros & Cons
Key Advantages
- 6% myCash on MMT hotel bookings, 3% on flights/holidays/cabs/bus
- Complimentary 1-year MMTBLACK Gold membership with zero cancellation fees
- myCash never expires, redeemable 1:1 for any MMT travel booking
- Fee waiver threshold (Includes ₹500 MMT MyCash bonus on joining)
Limitations
- Domestic lounge access requires ₹75,000 spend in the preceding quarter
- Base reward rate on non-MMT spends is just 1%
- myCash is most valuable when redeemed within MakeMyTrip
Key Perks & Spending Milestones
6% myCash on MMT hotel bookings; 3% on flights, holidays, cabs & bus via MMT; 1% on other spends
8 complimentary domestic lounge visits/year (2/quarter) + 1 international visit/year, conditional on ₹75,000 spend in the preceding quarter
Complimentary 1-year MMTBLACK Gold membership with zero cancellation fees
myCash never expires, redeemable 1:1 for any MMT travel booking
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Spend milestone
Includes ₹500 MMT MyCash bonus on joining
Fees & Charges
Joining fee
₹500 + Taxes
Annual fee
₹500 + Taxes
Includes ₹500 MMT MyCash bonus on joining
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the myCash rate on MakeMyTrip ICICI Credit Card?
How many lounge visits does this card offer?
Does myCash expire?
Compare MakeMyTrip ICICI Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| MakeMyTrip ICICI Credit Card This Card | ₹500 + Taxes | 6% myCash on MMT hotel bookings; 3% on flights, holidays, cabs &... | 8 Domestic/yr (2/Qtr, ₹75K Spend) + 1 International/yr | 4.2/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |