MakeMyTrip ICICI Credit Card
Fees
₹500 + Taxes
Joining & AnnualReward Rate
6% myCash on MMT hotel bookings; 3% on flights, holidays, cabs & bus via MMT; 1% on other spends
Welcome Bonus
Complimentary 1-year MMTBLACK Gold membership on activation
Lounge Access
8 Domestic/yr (2/Qtr, ₹75K Spend) + 1 International/yr
FindMyCard Expert Take
The MakeMyTrip ICICI Credit Card from ICICI Bank offers MakeMyTrip Flight & Hotel Bookings with an annual fee of ₹500 + Taxes.
Pros & Cons
Key Advantages
- 6% myCash on MMT hotel bookings, 3% on flights/holidays/cabs/bus
- Complimentary 1-year MMTBLACK Gold membership with zero cancellation fees
- myCash never expires, redeemable 1:1 for any MMT travel booking
- Fee waiver threshold (Includes ₹500 MMT MyCash bonus on joining)
Limitations
- Domestic lounge access requires ₹75,000 spend in the preceding quarter
- Base reward rate on non-MMT spends is just 1%
- myCash is most valuable when redeemed within MakeMyTrip
Editorial Verdict
The MakeMyTrip ICICI Credit Card is ideally suited for makemytrip flight & hotel bookings. If you want 6% mycash on mmt hotel bookings; 3% on flights, holidays, cabs & bus via mmt; 1% on other spends, this card delivers real value. The ₹500 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Includes ₹500 MMT MyCash bonus on joining
Fees & Charging Rates
Annual Fee Waivers
₹500 + Taxes
💡 Includes ₹500 MMT MyCash bonus on joining
Regular Interest Charges
3.6% per month (43.2% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare MakeMyTrip ICICI Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| MakeMyTrip ICICI Credit Card This Card | ₹500 + Taxes | 6% myCash on MMT hotel bookings; 3% on flights, holidays, cabs &... | 8 Domestic/yr (2/Qtr, ₹75K Spend) + 1 International/yr | 4.2/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |