MakeMyTrip ICICI Signature Credit Card
Fees
₹2,500 + Taxes
Joining & annual
Reward Rate
Per ₹200: 4 myCash on MakeMyTrip hotels (2%), 2 on MakeMyTrip flights (1%), 1.25 on other domestic spends (0.625%)
Welcome Bonus
₹1,500 MMT MyCash bonus + complimentary MMTBLACK Gold membership on joining
Lounge
8 Domestic + 1 International/yr
Our Expert Take
The MakeMyTrip ICICI Signature Credit Card from ICICI Bank offers Frequent MMT Travelers & MMT Black Privileges with an annual fee of ₹2,500 + Taxes.
Reward limits
Checked 28 Sep 2026 · Bank terms
-
myCash on MakeMyTrip bookings and other spends
No limit
No rewards on: Rent, EMI, cash advances
Pros & Cons
Key Advantages
- ₹1,500 MMT MyCash bonus on joining, plus complimentary MMTBLACK Gold membership
- Extra myCash on MakeMyTrip hotel and flight bookings, plus MMTBLACK Platinum membership
- International airport lounge access included
- Fee waiver threshold (Includes ₹1,500 MMT MyCash bonus on joining)
Limitations
- Domestic lounge access requires ₹75,000 spend in the preceding quarter
- Closed to new applicants; the new MakeMyTrip ICICI card earns more
- myCash is most valuable when redeemed within MakeMyTrip
Key Perks & Spending Milestones
4 myCash per ₹200 on MakeMyTrip hotels, 2 on flights, 1.25 on other domestic spends
International airport lounge access included; domestic lounge access conditional on ₹75,000 spend in the preceding quarter
₹1,500 MMT MyCash bonus on joining, plus complimentary MMTBLACK Gold membership
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Spend milestone
Includes ₹1,500 MMT MyCash bonus on joining
Fees & Charges
Joining fee
₹2,500 + Taxes
Annual fee
₹2,500 + Taxes
Includes ₹1,500 MMT MyCash bonus on joining
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the myCash rate on MakeMyTrip ICICI Signature?
Does this card still include DreamFolks membership or railway lounge access?
What's the welcome benefit?
Compare MakeMyTrip ICICI Signature Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| MakeMyTrip ICICI Signature Credit Card This Card | ₹2,500 + Taxes | Per ₹200: 4 myCash on MakeMyTrip hotels (2%), 2 on MakeMyTrip... | 8 Domestic + 1 International/yr | 4.6/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |