IndiGo Axis Bank Premium Credit Card by Axis Bank — Credit Card Image
Axis Bank Review Verified: 2026-08-12

IndiGo Axis Bank Premium Credit Card

3.5 / 5.0 Rating
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#co-branded #travel #rewards #premium

Fees

₹5,000 + Taxes

Joining & Annual

Reward Rate

Earn up to 7% IndiGo BluChips on spends executed across authorized IndiGo flight booking networks

Welcome Bonus

Up to 20,000 bonus rewards or welcome perks on card setup and meeting onboarding payment criteria

Lounge Access

8 Domestic + 2 International/yr

FindMyCard Expert Take

IndiGo Axis Bank Premium is a free co-branded card for frequent IndiGo flyers: up to 7% back in BluChips plus a welcome bonus worth up to 20,000 points. Like most airline cards, the rewards are really only useful if IndiGo is already your regular airline.

Pros & Cons

Key Advantages

  • Up to 7% back in IndiGo BluChips
  • Up to 20,000 bonus rewards on activation
  • Complimentary airport lounge access included

Limitations

  • BluChips can mostly only be redeemed for IndiGo flights
  • Day-to-day core non-travel utility bill exclusions follow a standard basic lower yield pattern

Editorial Verdict

The IndiGo Axis Bank Premium Credit Card is ideally suited for frequent indigo flyers, co-branded airline mile accumulators, and domestic transit hub travelers. If you want earn up to 7% indigo bluchips on spends executed across authorized indigo flight booking networks, this card delivers real value. The ₹5,000 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (720+) credit to be approved.

Key Perks & Spending Milestones

Up to 7% IndiGo BluChips accrued universally on flight tickets and partner service booking lines through IndiGo storefronts

Up to 20,000 bonus rewards distributed as welcome milestones or activation perks upon meeting initial spend limits

Complimentary airport lounge access passes given across major domestic transit hubs within India

Exclusive curated travel privileges, co-branded ticket discounts, and promotional benefits run through the Axis bank network guidelines

1% fuel surcharge waiver shield protection covering all valid domestic petrol pump swipes

🚀 Milestone Spends Timeline

1
Milestone Level 1

Unlock spend-based point bonuses, dynamic flight voucher upgrades, and seasonal lifestyle program expansions upon checking off target card retail parameters

Fees & Charging Rates

Annual Fee Waivers

₹5,000 + Taxes

💡 No spend-based annual fee waiver currently offered

Regular Interest Charges

Subject to Axis Bank standard tier interest structures

Credit Score & Income Required: Good (720+)

📅 Late Payment Fee Penalty Tiers

Nil for balance up to ₹500; ₹400 for ₹501-₹5,000; ₹600 for ₹5,001-₹10,000; ₹800 for balance above ₹10,000.

Eligibility Criteria

age

21 to 65 years

employment profiles

Salaried and Self-Employed Profiles

Compare IndiGo Axis Bank Premium Credit Card With Similar Cards

Card Annual Fee Reward Rate Lounge Access Rating
IndiGo Axis Bank Premium Credit Card This Card ₹5,000 + Taxes Earn up to 7% IndiGo BluChips on spends executed across authorized... 8 Domestic + 2 International/yr 3.5/5
HDFC Infinia Credit Card Metal Edition ₹12,500 + Taxes 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings Unlimited Domestic + International 4.9/5
Axis Bank ATLAS Credit Card ₹5,000 + Taxes 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends 8 Domestic + 4 International/yr 4.8/5
Axis Bank Burgundy Private Credit Card ₹50,000 + Taxes 15 EDGE Reward points per ₹200 spent on retail and international... Unlimited Domestic + International 4.8/5

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