IndiGo Axis Bank Premium Credit Card
Fees
₹5,000 + Taxes
Joining & annual
Reward Rate
Earn up to 7% IndiGo BluChips on spends executed across authorized IndiGo flight booking networks
Welcome Bonus
Up to 20,000 bonus rewards or welcome perks on card setup and meeting onboarding payment criteria
Lounge
8 Domestic + 2 International/yr
Our Expert Take
IndiGo Axis Bank Premium is a free co-branded card for frequent IndiGo flyers: up to 7% back in BluChips plus a welcome bonus worth up to 20,000 points. Like most airline cards, the rewards are really only useful if IndiGo is already your regular airline.
Where this card earns most
Paying directly in the app or site · 1% on other spends
Pros & Cons
Key Advantages
- Up to 7% back in IndiGo BluChips
- Up to 20,000 bonus rewards on activation
- Complimentary airport lounge access included
Limitations
- BluChips can mostly only be redeemed for IndiGo flights
- Day-to-day core non-travel utility bill exclusions follow a standard basic lower yield pattern
Key Perks & Spending Milestones
Up to 7% IndiGo BluChips accrued universally on flight tickets and partner service booking lines through IndiGo storefronts
Up to 20,000 bonus rewards distributed as welcome milestones or activation perks upon meeting initial spend limits
Complimentary airport lounge access passes given across major domestic transit hubs within India
Exclusive curated travel privileges, co-branded ticket discounts, and promotional benefits run through the Axis bank network guidelines
1% fuel surcharge waiver shield protection covering all valid domestic petrol pump swipes
Spend milestone
Unlock spend-based point bonuses, dynamic flight voucher upgrades, and seasonal lifestyle program expansions upon checking off target card retail parameters
Fees & Charges
Joining fee
₹5,000 + Taxes
Annual fee
₹5,000 + Taxes
No spend-based annual fee waiver currently offered
Interest rate
Subject to Axis Bank standard tier interest structures
Late payment fee
Nil for balance up to ₹500; ₹400 for ₹501-₹5,000; ₹600 for ₹5,001-₹10,000; ₹800 for balance above ₹10,000.
Eligibility Criteria
age
21 to 65 years
employment profiles
Salaried and Self-Employed Profiles
Credit score & income
Good (720+)
Frequently Asked Questions
How many lounge visits does IndiGo Axis Bank Premium offer?
What's the BluChips earn rate on this card?
What welcome benefit does this card offer?
Compare IndiGo Axis Bank Premium Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| IndiGo Axis Bank Premium Credit Card This Card | ₹5,000 + Taxes | Earn up to 7% IndiGo BluChips on spends executed across authorized... | 8 Domestic + 2 International/yr | 3.5/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |