Indigo Kotak Credit Card
Fees
₹1,499 + Taxes
Joining & annual
Reward Rate
6% 6E Rewards on IndiGo bookings; 3% on dining, movies & groceries; 2% on other retail spends including fuel
Welcome Bonus
Welcome gift benefit on card activation & joining fee payment
Lounge
8 Domestic/yr (2/Qtr)
Our Expert Take
The Indigo Kotak Credit Card from Kotak Bank offers IndiGo Flight Tickets & 6E Rewards with an annual fee of ₹1,499 + Taxes.
Pros & Cons
Key Advantages
- 6% BluChips on IndiGo bookings (rebranded from 6E Rewards)
- 3% BluChips on dining, movies & groceries
- 8 domestic lounge visits/year (2 per quarter)
- Fee waiver threshold (Includes 6E Rewards IndiGo ticket voucher)
Limitations
- The 6E Rewards program has been discontinued and fully migrated to IndiGo's BluChip system
- Base 2% rate applies broadly, including fuel
- 6E Rewards are most valuable when redeemed on IndiGo flights
Key Perks & Spending Milestones
6% BluChips on IndiGo bookings, 3% on dining, movies & groceries, 2% on other retail including fuel
8 complimentary domestic lounge visits per year (2 per quarter)
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
BluChips redeemable directly for IndiGo flight bookings
Spend milestone
Includes 6E Rewards IndiGo ticket voucher
Fees & Charges
Joining fee
₹1,499 + Taxes
Annual fee
₹1,499 + Taxes
Includes 6E Rewards IndiGo ticket voucher
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
Is IndiGo Kotak Credit Card still on the 6E Rewards program?
What's the reward rate on IndiGo Kotak?
How many lounge visits does this card offer?
Compare Indigo Kotak Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Indigo Kotak Credit Card This Card | ₹1,499 + Taxes | 6% 6E Rewards on IndiGo bookings; 3% on dining, movies &... | 8 Domestic/yr (2/Qtr) | 4.3/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |