IndiGo SBI Card
Fees
₹1,499 + Taxes
Joining & AnnualReward Rate
Up to 3X BluChips on IndiGo spends; 2 BluChips per ₹100 on hotels & select travel; 1 BluChip per ₹100 on other spends
Welcome Bonus
2,500 IndiGo BluChips welcome reward
Lounge Access
4 Domestic/yr (₹50K Qtr Spend)
FindMyCard Expert Take
The IndiGo SBI Card from SBI Card offers Budget IndiGo Flight Bookings with an annual fee of ₹1,499 + Taxes.
Pros & Cons
Key Advantages
- Up to 3X BluChips value-back on IndiGo ticket bookings
- 4 domestic lounge visits/year on ₹50,000 spend in the preceding quarter
- 2 BluChips per ₹100 on hotel and select travel bookings
- Fee waiver threshold (Includes IndiGo 6E Rewards ticket voucher)
Limitations
- No international lounge access, unlike the ELITE variant
- Lounge access is capped at 1 visit per quarter
- BluChips carry the most value when redeemed on the IndiGo app itself
Editorial Verdict
The IndiGo SBI Card is ideally suited for budget indigo flight bookings. If you want up to 3x bluchips on indigo spends; 2 bluchips per ₹100 on hotels & select travel; 1 bluchip per ₹100 on other spends, this card delivers real value. The ₹1,499 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Includes IndiGo 6E Rewards ticket voucher
Fees & Charging Rates
Annual Fee Waivers
₹1,499 + Taxes
💡 Includes IndiGo 6E Rewards ticket voucher
Regular Interest Charges
3.6% per month (43.2% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare IndiGo SBI Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| IndiGo SBI Card This Card | ₹1,499 + Taxes | Up to 3X BluChips on IndiGo spends; 2 BluChips per ₹100 on hotels... | 4 Domestic/yr (₹50K Qtr Spend) | 4.3/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |