IndiGo SBI Card
Fees
₹1,499 + Taxes
Joining & annual
Reward Rate
Up to 3X BluChips on IndiGo spends; 2 BluChips per ₹100 on hotels & select travel; 1 BluChip per ₹100 on other spends
Welcome Bonus
2,500 IndiGo BluChips welcome reward
Lounge
4 Domestic/yr (₹50K Qtr Spend)
Our Expert Take
The IndiGo SBI Card from SBI Card offers Budget IndiGo Flight Bookings with an annual fee of ₹1,499 + Taxes.
Where this card earns most
Paying directly in the app or site · 0.5% on other spends
Pros & Cons
Key Advantages
- Up to 3X BluChips value-back on IndiGo ticket bookings
- 4 domestic lounge visits/year on ₹50,000 spend in the preceding quarter
- 2 BluChips per ₹100 on hotel and select travel bookings
- Fee waiver threshold (Includes IndiGo 6E Rewards ticket voucher)
Limitations
- No international lounge access, unlike the ELITE variant
- Lounge access is capped at 1 visit per quarter
- BluChips carry the most value when redeemed on the IndiGo app itself
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Includes IndiGo 6E Rewards ticket voucher
Fees & Charges
Joining fee
₹1,499 + Taxes
Annual fee
₹1,499 + Taxes
Includes IndiGo 6E Rewards ticket voucher
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the BluChips earn rate on the standard IndiGo SBI Card?
How does lounge access work on IndiGo SBI Card?
Compare IndiGo SBI Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| IndiGo SBI Card This Card | ₹1,499 + Taxes | Up to 3X BluChips on IndiGo spends; 2 BluChips per ₹100 on hotels... | 4 Domestic/yr (₹50K Qtr Spend) | 4.3/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |