IndiGo SBI Card ELITE
Fees
₹4,999 + Taxes
Joining & annual
Reward Rate
7 BluChips per ₹100 on IndiGo bookings; 3 BluChips per ₹100 on other travel & hotels; 2 BluChips per ₹100 on other spends
Welcome Bonus
5,000 IndiGo BluChips + a 6E Eats voucher on first transaction within 60 days
Lounge
8 Domestic + 6 International/yr
Our Expert Take
The IndiGo SBI Card ELITE from SBI Card offers Frequent IndiGo Travelers with an annual fee of ₹2,499 + Taxes.
Where this card earns most
Paying directly in the app or site · 1% on other spends
Pros & Cons
Key Advantages
- 4 complimentary 6E Prime Passes on ₹1 Lakh spend within 90 days of issuance
- 8 domestic + 6 international lounge visits per year
- 5,000 BluChips + a 6E Eats voucher on first transaction within 60 days
- Fee waiver threshold (Includes free IndiGo flight ticket voucher on joining)
Limitations
- ₹4,999 annual fee is high relative to most co-branded airline cards
- BluChips are only redeemable on the IndiGo app, not for general statement credit
- 6E Prime Pass benefit needs ₹1 Lakh spend within the first 90 days
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Includes free IndiGo flight ticket voucher on joining
Fees & Charges
Joining fee
₹4,999 + Taxes
Annual fee
₹4,999 + Taxes
Includes free IndiGo flight ticket voucher on joining
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
How many lounge visits does IndiGo SBI Card ELITE offer?
What's the BluChips earn rate on IndiGo SBI Card ELITE?
What milestone bonuses does this card offer?
Compare IndiGo SBI Card ELITE With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| IndiGo SBI Card ELITE This Card | ₹4,999 + Taxes | 7 BluChips per ₹100 on IndiGo bookings; 3 BluChips per ₹100 on... | 8 Domestic + 6 International/yr | 4.6/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |