Corporate Platinum Credit Card by Kotak Bank — Credit Card Image
Kotak Bank Review Verified: 2026-08-25 🆓 First Year Free

Corporate Platinum Credit Card

4.1 / 5.0 Rating
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Fees

Free

Joining & annual

1st year free

Reward Rate

Reward points on every transaction (Kotak doesn't publish the rate); redeem quarterly via customer service as a cash rebate

Welcome Bonus

Welcome gift benefit on card activation & joining fee payment

Lounge

Complimentary Airport Lounge Access

Overview Perks & Milestones Fees & Interest Insurance Eligibility FAQs Compare

Our Expert Take

The Corporate Platinum Credit Card from Kotak Bank offers Corporate Travel & Expense Management with an annual fee of ₹0 + Taxes.

Pros & Cons

Key Advantages

  • Fuel surcharge waiver on corporate fuel spends
  • Railway surcharge waiver included
  • Airport lounge access for corporate travel
  • Fee waiver threshold (Corporate card with zero annual fee)

Limitations

  • Requires an employer-linked corporate account relationship with Kotak
  • Fewer consumer lifestyle perks than Kotak's retail premium cards
  • Best suited for expense management rather than personal rewards maximization

Key Perks & Spending Milestones

Up to 8 Reward Points per ₹150 spent across all categories

Complimentary airport lounge access for corporate travel

Fuel surcharge waiver up to ₹3,500/year

Railway surcharge waiver up to ₹500/year

Zero annual fee, tied to an employer-linked corporate account

Spend milestone

Corporate card with zero annual fee

Fees & Charges

Joining fee

Free

Annual fee

Free 1st year free

Corporate card with zero annual fee

Interest rate

3.6% per month (43.2% per annum)

Late payment fee

Up to ₹500
Nil
₹501 to ₹1,000
₹500
₹1,001 to ₹5,000
₹600
₹5,001 to ₹10,000
₹750
₹10,001 to ₹25,000
₹900
₹25,001 to ₹50,000
₹1,100
Above ₹50,000
₹1,300

Insurance & Protection Benefits

air accident cover

Up to ₹50 Lakh

lost card liability

Up to ₹1 Lakh

purchase protection

Nil

emergency medical cover

Nil

Eligibility Criteria

salaried minimum income

₹25,000 per month

self employed ITR

₹6 Lakh per annum

age

21 to 65 years

Credit score & income

Good (730+)

Frequently Asked Questions

Does Kotak Corporate Platinum offer lounge access?
Yes, complimentary airport lounge access for corporate travel — though the exact number of visits isn't consistently documented across sources, so confirm the current count with Kotak directly if it's central to your decision.
What's the reward rate on Kotak Corporate Platinum?
Up to 8 Reward Points per ₹150 spent across all categories.
Who is eligible for Kotak Corporate Platinum?
It requires an employer-linked corporate account relationship with Kotak Mahindra Bank — it's not available through a standard retail application.

Compare Corporate Platinum Credit Card With Similar Cards

Card Annual Fee Reward Rate Lounge Access Rating
Corporate Platinum Credit Card This Card Free Reward points on every transaction (Kotak doesn't publish the... Complimentary Airport Lounge Access 4.1/5
Tata Neu Infinity SBI Card ₹1,499 + Taxes 5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on... 2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr 4.7/5
American Express Membership Rewards® Credit Card ₹1,000 + Taxes 1 Membership Rewards Point per ₹50 spent (excl. fuel, utility,... No Lounge Access 4.6/5
IDFC FIRST Business Multiplier Credit Card ₹2,999 + Taxes 10 Reward Points per ₹200 spent, up to ₹1 Lakh monthly spend; 5... 8/yr Domestic + International (₹20K Spend) 4.6/5

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