PVR INOX Kotak Credit Card
Fees
₹499 + Taxes
Joining & annual
Reward Rate
Free ₹300 movie ticket for every ₹10,000 spent in a month, uncapped
Welcome Bonus
Welcome gift benefit on card activation & joining fee payment
Lounge
No Airport Lounge; PVR INOX In-Cinema Lounge Access
Our Expert Take
The PVR INOX Kotak Credit Card from Kotak Bank offers Frequent Moviegoers at PVR & INOX with an annual fee of ₹499 + Taxes.
Reward limits
Checked 28 Sep 2026 · Bank terms
-
1 PVR INOX ticket for every ₹10,000 billed in a month
No limit -
Value of each ticket
Max ₹300
No rewards on: Rent, wallet funding and online skill gaming don't count towards ticket milestones
Where this card earns most
Paying directly in the app or site · 3% on other spends
Pros & Cons
Key Advantages
- Free ₹300 movie ticket for every ₹10,000 spent in a month, uncapped
- 5% savings on PVR movie tickets
- 20% savings on food & beverages at PVR cinemas
- Fee waiver threshold (Includes free PVR/INOX movie ticket vouchers every month)
Limitations
- No airport lounge access, only PVR INOX in-cinema lounges
- Value is concentrated around movie-going, not general spending
- Requires ₹10,000 monthly spend to unlock each free ticket
Key Perks & Spending Milestones
Accelerated reward earn rate on rewards purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Includes free PVR/INOX movie ticket vouchers every month
Fees & Charges
Joining fee
₹499 + Taxes
Annual fee
₹499 + Taxes
Includes free PVR/INOX movie ticket vouchers every month
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
How does the free movie ticket benefit work on PVR INOX Kotak?
What other PVR/INOX discounts does this card offer?
Does this card include airport lounge access?
Compare PVR INOX Kotak Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| PVR INOX Kotak Credit Card This Card | ₹499 + Taxes | Free ₹300 movie ticket for every ₹10,000 spent in a month, uncapped | No Airport Lounge; PVR INOX In-Cinema Lounge Access | 4.5/5 |
| Tata Neu Infinity SBI Card | ₹1,499 + Taxes | 5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on... | 2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr | 4.7/5 |
| American Express Membership Rewards® Credit Card | ₹1,000 + Taxes | 1 Membership Rewards Point per ₹50 spent (excl. fuel, utility,... | No Lounge Access | 4.6/5 |
| IDFC FIRST Business Multiplier Credit Card | ₹2,999 + Taxes | 10 Reward Points per ₹200 spent, up to ₹1 Lakh monthly spend; 5... | 8/yr Domestic + International (₹20K Spend) | 4.6/5 |