Standard Chartered EaseMyTrip Credit Card
Fees
₹350 + Taxes
Joining & AnnualReward Rate
10 reward points per ₹100 spent at standalone airline/hotel websites, mobile apps, or outlets (excluding other aggregators); 2 reward points per ₹100 spent on all other retail spends, including transactions via EaseMyTrip
Welcome Bonus
N/A
Lounge Access
2 Domestic/yr
FindMyCard Expert Take
Standard Chartered EaseMyTrip Card is aimed at people who book travel directly on airline and hotel websites rather than through EaseMyTrip itself: 10 points per ₹100 on those direct bookings is a strong rate, though the base rate elsewhere is a modest 2 points per ₹100. At ₹350, it's one of the cheaper travel-focused cards on this list.
Pros & Cons
Key Advantages
- Instant discount and rewards on travel bookings at EaseMyTrip
- No minimum booking value condition on flight and hotel discounts
- Accelerated reward points on travel spends made directly on standalone brand websites other than EaseMyTrip
- No capping on the earned reward points
- Complimentary domestic lounge access at an exceptionally low annual fee threshold
Limitations
- Low base reward rate of 0.5% (2 points per ₹100 spent) on regular categories
- Primary instant discount benefits are strictly restricted to the EaseMyTrip platform
- International lounge access benefits are no longer available on this card
Editorial Verdict
The Standard Chartered EaseMyTrip Credit Card is ideally suited for travel spends at easemytrip and standalone airline/hotel bookings. If you want 10 reward points per ₹100 spent at standalone airline/hotel websites, mobile apps, or outlets (excluding other aggregators); 2 reward points per ₹100 spent on all other retail spends, including transactions via easemytrip, this card delivers real value. The ₹350 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (750+), Entry-level Income benchmarks credit to be approved.
Key Perks & Spending Milestones
20% instant discount on domestic hotel bookings via EaseMyTrip (Up to ₹5,000 per transaction, limited to once per month via coupon code EMTSCB)
20% instant discount on international hotel bookings via EaseMyTrip (Up to ₹10,000 per transaction, limited to once per month via coupon code EMTSCB)
10% instant discount on domestic flight bookings via EaseMyTrip (Up to ₹1,000 per transaction, limited to once per month via coupon code EMTSCB)
10% instant discount on international flight bookings via EaseMyTrip (Up to ₹5,000 per transaction, limited to once per month via coupon code EMTSCB)
Flat ₹125 off on bus ticket bookings via EaseMyTrip on a minimum booking value of ₹500 (limited to once per month via coupon code EMTSCB)
Discount features can be availed individually by both primary and add-on cardholders within the same category each month
10 reward points per ₹100 spent at standalone airline/hotel websites, mobile applications, or counters (2.5% value back)
2 reward points per ₹100 spent on other retail purchases, including bookings made inside the EaseMyTrip app/website
2 complimentary domestic airport lounge visits per year
Accumulated reward points are fully uncapped and redeemable via the Standard Chartered 360 rewards portal (4 Reward Points = ₹1 value)
🚀 Milestone Spends Timeline
Annual renewal fee of ₹350 completely waived for the subsequent year upon reaching ₹50,000 cumulative annual retail spends
Fees & Charging Rates
Annual Fee Waivers
₹350 + Taxes
💡 Annual fee waived on ₹50,000 annual retail spends
Regular Interest Charges
3.75% per month (45% per annum)
📅 Late Payment Fee Penalty Tiers
Insurance & Protection Benefits
Eligibility Criteria
age
21 to 65 years
employment profiles
Salaried and Self-Employed
Compare Standard Chartered EaseMyTrip Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered EaseMyTrip Credit Card This Card | ₹350 + Taxes | 10 reward points per ₹100 spent at standalone airline/hotel... | 2 Domestic/yr | 3.5/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |